Social Security now will go bust three years earlier than expected just last year. Why people didn’t expect this I don’t know. We keep raiding the “trust fund,” and people who can’t or won’t work are claiming disability in increasing numbers. And now the powers that be are ruminating about taxing our 401-k’s, which are our only defense against a bankrupt Social Security system. And President Obama’s plan to cut spending on a $3.7 trillion federal budget? Uh, he doesn’t have one–not one dollar can be cut, apparently.